As a student, parent, or student borrower, it’s important to understand your options for borrowing for school or refinancing student loans. Specifically, you can compare private student loans to personal loans and consider which is better for you. Although these two types of debt share some similarities, they have major …

Another alternative is a subprime credit card. Subprime credit cards are available for people with substandard credit histories. They usually have higher interest rates, additional fees, and lower credit limits. These can be secured or unsecured credit cards. With a secured card, borrowers must provide an initial deposit. (Perhaps a …